Showing posts with label and. Show all posts
Showing posts with label and. Show all posts

Friday, March 3, 2017

GATE EXAM 2014 BIOTECHNOLOGY STUDY MATERIALS AND MODEL PREVIOUS YEAR QUESTION PAPERS FREE DOWNLOAD EBOOKS IN PDF GATE BIOTECHNOLOGY 2014 11th Edition

TABLE OF CONTENTS

Syllabus
General Information
Structure of GATE & GATE Results
Important Tips for GATE
GATE PAPERS
2013 (Solved with Explanations)
2012 (Solved with Explanations)
CONTENTS
GATE BIOTECHNOLOGY
SECTION I : BIOTECHNOLOGY
Chapter - 1 Biomolecules : Constituents of Life
1.1 Carbohydrates
1.2 Lipids
1.3 Amino acids
1.4 Proteins
1.5 Nucleic acid
1.6 Vitamins
Chapter - 2 Bioenergetics and Metabolism
2.1 Bioenergetics
2.2 Metabolism
2.3 Photosynthesis
2.4 Nitrogen fixation and assimilation
2.5 Objective questions, answers and explanations
Chapter - 3 Biophysical and Biochemical Techniques
3.1 Microscopy
3.2 Centrifugation
3.3 Dialysis and molecular filtration
3.4 Chromatography
3.5 Electrophoresis
3.6 Spectroscopy
3.7 Autoradiography
3.8 Biochemical Tests : amino acids, carbohydrate and lipids
3.9 Objective questions, answers and explanations
Chapter - 4 Cell Biology
4.1 Introduction
4.2 Organisation of eukaryotic cell
4.3 Cell growth and cell division
Chapter - 5 Microbiology
5.1 Prokaryotes : Phylogenetic overview
5.2 Structure of bacterial cell
5.3 Bacterial cell envelope and cell wall synthesis
5.4 Bacterial movement and chemotaxis
5.5 Bacterial nutrition and growth
5.6 Bacterial genome : Bacterial chromosome and plasmid
5.7 Recombination and gene transfer
5.7.1 Exchange of genetic information
5.8 Bacterial Taxonomy
5.9 General feature of important bacterial group
5.10 Archaeobacteria
5.11 Bacterial toxins
5.12 Control of microorganisms
5.13 Applications of microorganisms : Antibiotics
5.14 Viruses
5.14.1 Structural features of viruses
5.14.2 Classification of viruses
5.14.3 Families of viruses of human diseases
5.15 Viroids and Prions
5.16 Virus multiplication
5.17 AIDS and HIV
5.18 Objective questions, answers and explanations
Chapter - 6 Immunology
6.1 Immune system
6.2 Innate immunity
6.3 Adaptive immunity
6.4 Cells of the immune system
6.5 Organs of immune system and their functions
6.6 Antigens
6.6.1 General properties of antigen
6.7 B-cell and T-cell epitopes
6.8 Superantigens
6.9 Haptens
6.10 Adjuvants
6.11 Major histocompatability complex and antigen processing & presentation
6.12 Antibody structure, function and diversity
6.13 T cells : Receptors and activation
6.14 B cells : Maturation and activation
6.15 Polyclonal antibody
6.16 Monoclonal antibody
6.17 Antibody diversity/Antibody genes
6.18 Cytokines
6.19 Molecules of the innate immunity
6.20 Acute phase proteins
6.21 Hypersensitive reactions
6.22 Autoimmunity
6.23 Transplantation immunology
6.24 Vaccines
6.25 Immunodeficiency diseases
6.26 Immunological techniques
6.27 Objective questions, answers and explanations
Chapter - 7 Genetics - I : Classical and Population Genetics
7.1 Classical Genetics
7.2 Population Genetics
7.3 Objective questions, answers and explanations
Chapter - 8 Genetics - II : Molecular Genetics
8.1 Genome
8.2 Transposable elements
8.3 Gene
8.4 Organization of chromatin
8.5 Chromosomes
8.6 Molecular Structure of DNA
8.7 Repeated DNA sequence
8.8 DNA replication
8.9 Replication model
8.10 DNA repair
8.11 Ribonucleic acid (RNA)
8.12 Transcription and processing of RNA
8.13 Genetic code
8.14 Protein synthesis
8.15 Post-Translational processing of protein
8.16 Regulation of gene expression
8.17 Gene mutation
8.18 Objective questions, answers and explanations
Chapter - 9 Advanced Biotechnology
9.1 Recombinant DNA technology
9.2 Plant Biotechnology
9.3 Animal Biotechnology
9.4 Objective questions, answers and explanations
Chapter - 10 Enzyme Science And Technology
10.1 Introduction
10.2 Classification of enzymes
10.3 Mechanism of enzyme action
10.4 Enzyme kinetics
10.5 Enzyme inhibition
10.6 Multisubstrate reactions
10.7 Kinetics of Bi-Bi reactions
10.8 Allosteric enzymes, Isoenzymes, Abzymes, Ribozymes, Lysozymes
10.9 Immobilization of enzymes
10.10 Applications of enzymes
10.11 Objective questions, answers and explanations
Chapter - 11 Biochemical Engineering and Bioprocess Technology
11.1 Microbial growth kinetics
11.2 Media formulations
11.3 Sterilizations
11.4 Design of a fermenters
11.5 Mass Transfer
11.6 Aeration and agitation
11.7 Fluid rheology
11.8 Heat Transfer
11.9 Scale-up
11.10 Downstream processing
11.11 Material and energy balance
11.12 Objective questions, answers and explanations
Chapter - 12 Bioinformatics
12.1 Introduction
12.2 Biological database
12.3 Sequence alignments
12.4 Search tools
12.5 Structure alignments
12.6 Phylogenetic analysis
12.7 Building of a tree
12.8 Protein identification
12.9 Gene prediction
12.10 Practical experiments
12.11 Genomics
12.12 Microarrays
12.13 Proteomics
12.14 Protein-Protein & Protein – DNA interaction
12.15 Protein Microarrays
12.16 Objective questions, answers and explanations
SECTION II : GENERAL APTITUDE
PART I. VERBAL ABILITY
1. English Grammar
2. Sentence Completion
3. Synonyms
4. Antonyms
5. Reasoning Ability
PART II. NUMERICAL ABILITY
1. Numbers and Algebra
2. Percentage and Its Applications
3. Time and Work
4. Ratio, Proportion and Mixtures
5. Permutations and Combinations & Probability
6. Miscellaneous
SECTION III : ENGINEERING MATHEMATICS
1. Linear Algebra
2. Calculus
3. Probability and Statistics
4. Numerical Methods
5. Differential Equations


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Friday, November 11, 2016

How to Finance a Car and Get a Car Loan

How to Finance a Car

You found your dream car. Now, you need to pay for it. Most car shoppers need a car loan to buy their next new or used car. Check out the car financing basics covered below to make sure you get the best car loan for your new vehicle.

The Basics of Car Loans

A car loan is a way for you to purchase a new or used vehicle. You borrow money from a lender and pay them back over time, usually with interest. The amount you borrow is called the loan principle. Car loans almost always include interest, which is how lenders make a profit on the money they lend you. The interest rate is a certain percentage of the loan that you must pay back in addition to the loan principle. So, if you borrow $20,000 for a car at a 5 percent interest rate, youre going to end up paying the bank $21,000 over the life of the loan -- thats the principle, plus the interest. You’ll also pay taxes and fees, so make sure you take into account all the expenses associated with owning a car when you sit down to determine your budget. This also includes insurance, fuel, maintenance and repair costs.

The Car Loan Term

The length of the car loan, or loan term, simply refers to the amount of time you have to pay the lender back. If you sign up for a five-year term, in five years youll pay the money back and will own the car free and clear. What the loan term doesnt mean is that five years from now youll have to come up with all of the money. The vast majority of auto loans are repaid in monthly installments. You send the lender a set amount each month and slowly pay off the loan.
Many people think that when you finance a car, the finance company lends you the money and the car is yours. Thats a simple way of looking at it. In reality, however, the lender is buying the car and letting you use it. The lender technically owns the car, though you agree to be responsible for it. In fact, you wont have the title to the car and fully own it until you make your last loan payment. If you don’t make your loan payments, the lender can repossess the car.

Your Credit Score

All interest rates are not created equal. Some people get charged more interest, and some get charged less. Obviously, you want to get charged less. The interest rate lenders charge is based largely on your credit score, which is a number that credit bureaus assign to you based on how much debt you have, how good youve been about paying bills on time, how long you’ve been using credit and your debt to income ratio, which is the amount of debt you have versus how much money you earn. Lenders use the score to assess how likely you are to pay them back. If your score is low, theyll think youre not likely to repay the auto loan and charge you more money to cover that risk.
Young people often have lower credit scores, even if theyve been good about staying out of debt and paying their bills. Thats because young people dont have long credit histories, which makes it difficult for lenders to tell how much of a risk they are. As a result, people without long credit histories can be charged higher interest rates too.
You should know what your credit score is before you apply for a car loan and do your best to make sure its high. For a small fee, you can get it through FICO, which is the most commonly used credit score among lenders, as well as through Equifax, Experian and TransUnion. If your score is not as high as youd like, paying off old bills (like credit card debt) and paying all bills on time for six to nine months should bring your score up and help you get a better interest rate.
You’ll also want to take a look at your credit report to make sure everything is accurate. If someone stole your identity and opened a credit card in your name and you aren’t aware of it, this could affect your ability to get a car loan. Plus, you’ll want to report the fraudulent activity right away to the credit bureaus so any errors can be fixed before you apply for auto financing.

Apply, Apply, Apply

You wouldnt just apply to one job or one college, so you shouldnt apply to just one lender for a car loan. Contact your bank, local credit unions and other lenders to find out what theyre offering. Youll have to fill out loan applications, which will ask for your social security number, employment and income information, monthly expenses, like mortgage and rent, and any outstanding debts, like credit cards and student loans. When you fill out auto loan applications through multiple lenders, be sure to do it all at once, or within a close time frame. Credit bureaus will see your multiple applications and realize you’re shopping for auto financing. If you spread your applications out, keep in mind that multiple applications for financing can lower your credit score. Do all your applications around the same time, so as not to lower your score.
Do not be tempted to exaggerate your income or misstate your expenses and amount of debt. Everything you fill out on a loan application will be verified and if you lie, you’ll get caught. The lender will use your social security number to pull your credit history and credit score and decide whether or not to make you a loan offer based on that information, as well as your income, expenses and debts.
Take some time to go over all the offers, and dont just look at the interest rates. Avoid offers that charge you a lot of fees. Another thing to look at is the car loan term. A longer auto loan might result in a lower monthly payment, but over the long haul, you’ll pay more in interest. Also, watch out for loans that have a prepayment penalty, which is a fee charged if you pay the loan off early. Paying the loan off early may not be something youll be able to do, but if your long-lost Aunt Mabel dies and leaves you a fortune, paying it off could save you a lot of money, and you dont want to pay extra fees to do it.

Dont Feel Dejected about Getting Rejected

Dont feel too badly if your car loan application is rejected. Its probably a good thing. A rejected loan application means the lender didnt think youd be able to pay the money back. As hard as that is to hear, that lender likely just saved you from getting into more debt than you can handle. Reassess your budget to determine what you can truly afford, not just monthly, but over the life of the loan. Try finding a less expensive car to buy, consider a used car or save up more money so you have a larger down payment, which will reduce the amount you’ll need to borrow.

Show Up with Financing

Many car buyers might think that the car dealership is offering you the best financing rates. Thats not always the case. While you should certainly consider the loan the dealership offers, the best way to get the lowest interest rate is to bring a pre-approved loan from your bank, credit union or third-party lender when you go to the dealership. If the dealership can beat the interest rate you’ve already been pre-approved for, or has a similar rate but with fewer fees, you can decide to take that offer. If not, you already have financing. Pay attention to the loan length, as a lower interest rate offer from the dealer and a longer term may not translate into a better deal.
Bringing your own financing to the table also means youll have the upper hand when it comes time to sit down with the finance manager. Some dealers will give you a great price on a car, but will charge you a higher interest rate on the car loan, which will cost you more money in the long run. This is an area where dealers can make a profit on the vehicle. With financing in hand, you can focus on the price of the car and your trade-in, if you have one.
Now that you understand the basics of financing a car, you’ll be able to get the best car loan for your budget and your new vehicle.


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Monday, August 22, 2016

HTC One with KitKat and HTC Sense 5 5 is finally out!


Android 4.4 KitKat with HTC Sense 5.5 is now available for the HTC One. This is a must-have update for all HTC One owners.

Sounds great? Well, you might not be happy after all. So far the update is available only for the owners of the Developer Edition of the HTC One. But there is a good news too - you can have KitKat update on your "regular" HTC One too, without waiting for the official update (which might take few more weeks).

To make it possible, Android Revolution HD has been updated to 40.x series, based on the official Android 4.4 KitKat & HTC Sense 5.5 update (4.06.1540.2). 

Why KitKat update is that important? It has several very important changes:
  1. Vastly improved security
  2. Smarter "Location" settings
  3. Better performance
  4. Improved battery consumption
  5. Faster multitasking
  6. Better Google Hangouts integration
  7. ...and much more!
Here are some screenshots. You can see the new Location settings panel.


Users feedback so far leaves no doubts - this update brings significant performance improvements. Some users are even reporting, that Android 4.4 with HTC Sense 5.5 gives better performance experience than pure KitKat update for the HTC One Google Edition which we wrote about here. I think this is enough said. Dont stay on your old 4.3 OS and grab newest 4.4 update as soon as possible!

Link to the original XDA-developer thread
Link to the download page

Have any questions or comments? Feel free to share! Also, if you like this article, please use media sharing buttons (Twitter, G+, Facebook) below this post!


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Tuesday, July 12, 2016

Screen Off and Lock apk Free Download

Screen Off and Lock apk
Screen Off and Lock apk

Current Version : 1.16.1
Requires Android : 2.2 and up
Category : Tools
Size : 479k

Original Post From http://apktoolsdownload.blogspot.com





Screen Off and Lock apk Description

**Please consider the donate version (with more functions!) if you like this app or support my apps development. Thanks!**

**To uninstall the app, please go to the setting page and click the "Remove device administrator" button**

With over 2 million of users and over 30 languages support, Screen Off and Lock is the No.1 screen off application in Google Play Store.

Screen Off and Lock allows you to switch off your devices from:
1. Launcher shortcut
2. Launcher widget 1x1 - 4x4, resizable in Android 4.0+ (Also available in lock screen for Android 4.2+) (Donate version)
3. Notification
4. Floating button over all apps! (Double tap to use it) (Donate version)
5. Search button (if your device has it)

Other features:
1. Screen off animation (including the most famous Old TV style)
2. Screen lock/unlock sound effect
3. Screen off vibration

Notes:
For those who cannot see the screen off animation even the app is reinstalled, please follow the procedures below:
Android 4.x: Go to "Setting > Developer options > Transition animation", and then select 1x for this option.
Android 2.x, Make sure you selected the option "All animations" under "Settings > Display > Animation".


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Friday, May 13, 2016

Set Locale and Language apk Download

Set Locale and Language apk
Set Locale and Language apk

Current Version : 1.2
Requires Android : 2.1 and up
Category : Tools
Size : 146k

Original Post From http://apktoolsdownload.blogspot.com





Set Locale and Language apk Description

Set Locale

Set Locale and Language
As we know that some rom of Android have no full set of language,sometimes it is hard to set the language you want in your phone.Or if the custom locale function in menu don't support your language,you can try this app!
You can select more locales via this app.This app will tell you what language is supported in your

cellphone, you can set this language by just one click!
If your locale doesn't appear, please use custom locale function in menu.
Save locale function is available.

To search apps for this app, you may try with Key Words:
-Language
-set language
-more locale 2
-more locate
-xda
-locale set
-set locale
-more locale 2 pro

If you have some advice , mail me.If you don't want this app, please don't download it, if you think this

app is helpful ,please rating 5 stars and help us to click some ad to make us work better.Thank you.


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Friday, February 12, 2016

Top 4 Twitter Tricks and Hacks 2014

Looking for cool twitter hacks ? In this post I’ll show you top 4 twitter hacks : custom twitter backgrounds, how to do twit of more than 140 characters, how to know who has unfollowed you, automated twitter followers 

1. Custom Twitter Backgrounds

Good background themes really can add charms in your profile. In twitter, you can choose nineteen basic background themes as you have no option to choose rather than them but, it is possible to use and customize backgrounds according to yourchoice. In order to do it, you have to go to www.tweetstyle.com and there, select your desired theme and download it. Now, the next step is to upload it in your twitter account. In this way, you can set your own custom twitter background. You can also go-to Colourlovers.com and can create your own custom theme as all you need to sign in your twitter account in order to set it for twitter. So, in-order to select background theme for your twitter’s profile, you have to go to- Settings- Design Menu.




2. How to do twit of more than 140 characters

Twitter doesn’t allow posting texts more than 140 characters but, it is possible to post texts more that 140 characters by using web-site named- TwitLonger.com. Yes, Twit Longer is an easy way to post long messages to twitter as write what you need at Tweet Longer and Tweet Longer will post the link to twitter for you.


3. How to know who has unfollowed you

In order to know about who has un-followed you in your twitter’s account as for it; you have to go to www.twunfollow.com and there, sign in by your twitter account. Now, the next step is to enter your email-id and then, this service will tell you information about who has un-followed you.


4. Automated Twitter Followers

Yes, now you can get automated twitter’s followers with the help of Free-Followers.com. Free-Followers.com is a unique service that allows you to automatically grow and maintain your Twitter’s Follower base. In Free-Followers.com, you can do-
1. Automatically searches recent tweets and user profiles for people with similar interests.
2. Automatically Follows People with the same interests.
3. Automatically Un-Follows those Twitter users that don’t follow you back, this helps maintain a balance between followers and following.
So, free-followers.com is a great way in-order to increase your twitter followers and manage your twitter account.

Finally, these above twitter features are really interesting to do. I hope you like this page…


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Tuesday, January 26, 2016

Eligibility and Documentation for New Car Loans from Tata Capital December 2013

 

Car Loans

Our transparent, simple and quick processing helps you own your dream car.

We provide loans for purchasing new and used vehicles for both commercial and personal usage. We also offer customized loans for the entire range of cars, MUVs, SUVs, Cross over Vehicles and Premium Cars. Unique schemes based on low EMI, low margin money, attractive rate of interest, quick documentation and quick disbursal of loans makes Tata Capital the best choice in financing your dream drive. 
 

We offer a minimum loan amount of Rs. 1,25,000 for a used automobile and Rs. 1,00,000 for a new automobile. The loan amount can be customized to your needs and can be fixed within the purview of our credit policy, available across the range of products in the market. We also offer loan tenure upto 60 months.

 
When you choose a Car Loan from us, you can be rest assured of a pleasant journey – right from the onset until you repay the final installment.

 

Eligibility & Documentation – New Cars


Parameters
Salaried
Self Employed
Non-Individuals
LTV
Up to 100%Up to 90%Up to 90%
Minimum Income1.5 lacs for all assets1.6 lacs for all assets 1.6 lacs for all assets
Tenure12 - 60 months12 - 60 months12 - 60 months
Documents Needed1) PAN Card

2) Address proof

3) Signature Verification Proof

4) One Photograph

5) ITR/Salary Slips/Form 16

6) Bank Statement for last 3 months
1) PAN Card

2) Address proof

3) Signature Verification Proof

4) One Photograph

5) ITR

6) Bank Statement for last 3 months
1) Registered Partnership Deed for Partnership Firms

2) Certificate of Incorporation for Pvt and Public Ltd Companies

3) Certficate of Commencement of Business for Public Ltd companies

4) Article and Memorandum of  Association in case of Public and Pvt Ltd Companies

5) Address Proof Pan Card of the Firm

6) One Photograph

7) ITR

8) Audited Balance Sheet and Profit and Loss Account Bank


To know more about our Partnerships, click here.

To Fast track your New Car Loan, click here.



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Thursday, January 15, 2015

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Sunday, January 11, 2015

Games And Appz Pack 14 Ultimate rupi

Games And Appz Pack 14 Ultimate rupi

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Friday, January 9, 2015

Candy Crush developer King thinks its worth 7 6 billion and it probably is

Weve talked before about developer King and its various games. Most often we talk about Candy Crush, because not only is it Kings most popular game, but because King has done some fairly silly things in regards to the game, like trying to assert a trademark on the word "candy". Now, King is getting ready for its initial public offering (IPO), and is hoping for a pretty substantial valuation.

King said today that it is looking for a market value of up to $7.6 billion with its IPO. The game developer wants to sell 22.2 million shares for between $21 and $24 when it goes public. If King hits this target, it would put the developers valuation right in the middle between fellow "casual" game maker Zynga, which is currently valued at $5 billion after considerable drops in its stock price, and Electronic Arts, which is currently valued at about $9.2 billion.

That may seem like quite a large amount for a developer that makes what are essentially knock-off games, but it is important to keep in mind the enormous sums of money that King generates. In 2012, King recorded just $164.4 million in revenue, but that number skyrocketed to $1.88 billion in 2013. Aiming for a valuation equal to four times revenue is actually fairly reasonable, assuming the company can keep up those numbers, which is always tricky as Zynga has shown.

source: WSJ
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